.... a much lower 2.5% maximum ROR that has not been prevalent until the past few years. Bonds have consistently had negative ROR’s until recently when the trend seems to be following stocks. Analysis of 3 and 10-year investment time frames emphasize the importance of the period that the investment is made over. Three and ten year investments yielded a large difference for stocks and very similar results for both bonds and T-bills. Modern statistical analysis shows us that there is statistical significance to the difference between the ROR’s and risk of stocks, bond and T-bills. This is an important analysis to understand, .....

.... realize that the idea of living solely on the benefits of social security is not realistic. In order to secure a comfortable future, people must have some type of additional income. Sacrificing a small amount of money into an IRA at a relatively early age could make a considerable difference in the lives of people upon retirement. When planning for retirement, Individual Retirement Accounts offer several benefits; however, careful planning is essential to ensure that: upon retirement there is an adequate amount of money saved, that the heirs to the IRA are chosen carefully, and that unnecessary taxes and penalties are avoid .....

.... office is located in Holland, Ohio. This facility controls all the financial related tasks within the Northwest Ohio district. The department involved are the General Ledger, Accounts Payable, Payroll, Billing, C.O.D., and Information Services. This facility is located approximately three miles away form the main United Parcel Service hub location in Maumee. The accounting function employs approximately 150 to 160 non-union employees and runs continuously, 24 hours a day, six days a week. The accounting department is highly structured and mechanistic. All employees report to a supervisor, who reports to a manager. Th .....

.... afford to make loans. People seeing these rises in rates will tend to sell their low interest assets, in order to acquire additional money, they tend move toward higher yielding accounts, also further increasing the rate. Soon this small change by the Fed affects all aspects of business, from the price level to interest rates on credit cards. Rises and falls in the interest rate can reflect many changes in an economy. When the economy is in a recession and needs a type of stimulus package, the Fed may attempt to decrease the interest rates to encourage growth and spending in the markets. This was the case from 1989 .....

.... theory, which was recognized by economists and others almost immediately. The lessons they drew from homely games like chess and poker had exemplified universal application to economic situations in which the participants had the power to anticipate and affect other participants' actions. Harsanyi stated "it is a theory of strategic interactions...of rational behavior in social situations in which each player has to choose his moves on the basis of what he thinks the other players' counter moves are likely to be" Economists did not have an immediate success in applying their insights to a field whose preoccupation with the idea o .....

.... as if they owned a little piece of the company. This also helped with the loyalty of Starbucks employees. One of the things that I believe could hurt them in the future market is the sale of their coffees in local "big" supermarkets where the average Joe can buy and make their own cup of Starbucks coffee. This will most likely create a world of problems between local coffee brand loyalists and Starbucks. They should also slow down the rate of their expansion. In some cases when you saturate a neighborhood with more coffee stores than anything else there is bound to be some opposition. I believe they should slow their expansion do .....

.... circumstances. Power is an independent group, drawing on the skills of the Mining and Petroleum divisions where necessary. The company is looking at other possible new businesses, that are natural developments of the company's existing businesses, in the same way Power has evolved from Petroleum and Mining. One of these is Manufacturing, using the skills developed in the Steel division. In 15 years BHP has gone from being a domestic steel producer with small petroleum and mining operations, to having a significant international presence in the steel, oil and mining industries. (Forman, D. 1995, pp. 24-26) MANAGEMENT PRINCIPLES .....

.... these jobs may seem undesirable ,even terrible to most it is still bringing women into the work force and giving them means to be more independent , which is a form of empowerment, however small an improvement it may seem. It entices these young girls to strive for more. They no longer want to work in the home, they want to go into the factories like their mothers and be more independent. I feel that, that kind of employment is a gateway for even more women's empowerment, because it exposes them to different kinds of life styles. Or, this can also compel them to strive for even more, having seen how their mothers have struggl .....

.... a shrewed businessaman of sorts as he tended to produce whatever products would leave him the greatest profit margin. The rise of the dairy industry was by far the most significant development in the agricultural history of the state between 1825 and 1860. Farmers discovered that cows were their most relliable money-makers, since both the domestic and foreign market kept demanding more dairy products (Ellis, 273). Price flucuations became increasingly important for the farming population between 1825 and 1860. Prices rose from the low level of the early 1820's until the middle 1830's and the farmer's shared in the general pro .....

.... industries from clothes to computers. (What went wrong? Hoover Digest 1998 No.3 William McGurn) In the paper written by William McGurn "What went wrong?", he explained that the people's minds in Asia only understood the word miracle and the banks failed to recognize the risks and credits of the bloom. The banks also failed to realize that they were only being used as policy arms by the government. The only word that stuck in people's minds in Asia was the word miracle. They therefor forgot the fundamentals, which could be easily understood. William McGurn said that the countries that suffered the most in the Asian economic cra .....