As we look toward helping shape the system of tomorrow, we need to remember that there is no immediate financial crisis. The long-term financing problem is manage- able-if we act sooner rather than later. However, there are choices to be made ... by the American people and their government representatives. There are a variety of ways to ensure the long-term stability of . But each option involves difficult tradeoffs that need to be discussed. For example, on the benefit side, some people propose that the retirement age for full benefits sho ....