.... and babies, I withdraw all of my money in tern deposit. For retirement, I make some profit to lend money to some companies to help. I also try to travel around the world until money run out. Start up I graduate from UBC at this time and I tries to found a computer company called "Oikawa soft LTD". So, I borrow some money from NS bank. I plan to borrow $20000.00 to buy one huge computer facility. Then, they give me 36 equal payment at J12 = 3%. The company's profit is $15000.00 per month with tax deducted. A = $20000.00. n = 36. i = 0.0025. 20000 = R{[1 - (1.0025)^-36] / 0.0025} R = $581.62. Then, I have 3 co-workers. I .....

.... enough to make up the difference. Also, the deep recession of the early 1980s reduced revenues, raising the deficit and forcing the Government to spend much more on paying interest for the national debt at a time when interest rates were high. As a result, the national debt grew in size after 1980. It grew from $709 billion to $3.6 trillion in 1990, only one decade later. Increase of National Debt Since 1980 Month Amount -------------------------------------------- 12/31/1980 $930,210,000,000.00 * 12/31/1981 $1,028,729,000,000.00 .....

.... no business favors such a remedy. Not only since it reduces their income but also because it sends out the wrong signals to people. It gives the impression that the product is worth less and that the customers have been charged too much before. And if the price can drop by ten per cent this year people might expect it to drop another ten per cent next year. A better settlement could be enhancing the product and giving people more for their money. Thanks to modern technology there can be so much more included on a CD than just music. A computer with a CD-ROM drive, which is becoming quite common, allows us to read several diff .....

.... Oftentimes criticism is what makes a piece of art better. Depending on the project, job duties may include designing and preparing layouts, sketching out ideas, arranging the materials needed, or putting together the final image. Since there may be different requirements for each client, a graphic designer (on average) should have the ability to be spontaneous and creative and work well under pressure and stressful in situations. "DO NOT be a designer if you stress out easily!" says Steve Jones (interview). In many cases a designer has deadlines which may not be negotiated with his clients, and therefore he must work prod .....

.... those whose social and political importance can give them the same wealth available to the excessively wealthy. The middle class are those whose income is substantially lower than that of the upper class. They make enough for all their needs such as rent, food, clothing,bills, and extras such as forms of transpiration and communication. However do not have enough for the luxuries that the wealthy have. The lower class is referred to as the poverty-stricken class. Galbrith says,” People are poverty-stricken when their income, even adequate for survial,falls radically behind that of their community”(241). The lower class rece .....

.... used in helping keep things like neighborhood security and libraries in service. Although the volunteerism was a good way to help, the most significant change was the privatization of services. Privatization “may well be seen by the future historians as one of the most important developments in the American political and economic life in the late 20th century” (Knox, 363). By using privatization, cities were able to fund projects that could have been cut out of the budget or just left “on the drawing board”. It began that cities hired private companies to take care of mainly water and sewage handling. By 1985, there .....

.... is not a solution to creating an unbiased society. Martin Luther King Jr. had a dream: "I have a dream that my four little children will one day live in a nation where they will not be judged by the color of their skin, but by the content of their character." He desired a world without discrimination, without prejudice, and without stereotypes. The fundamental lesson years of discrimination should have taught is that to give anyone preference based on skin color, sex, or religious beliefs is, in one word, wrong. As Martin Luther King Jr. stated, judgment based on skin color must not exist. All preferential hiring does is keep .....

.... another, would be used for the extraction of raw materials. These materials would then be shipped back to the capital in order to be manufactured into goods. From there, the manufactured products would be shipped back to the surrounding regions (periphery region) for resale. The citizens of Russia were surviving on this system, but barely. The Core-Periphery policy was not efficient, nor effective, for usually a product needed on one side of the federation, was produced at the other end. Factors such as transportation costs and adequate use of human resources was very inefficient and cost-consuming. Strong influences from the wor .....

.... the later a country has industrialised, the faster it has been able to do so. Another important factor is the degree to which a country is behind the industrial leaders. In the case of the East Asian countries, South Korea and Taiwan, both started out with an extremely low income per head. This allowed much faster growth when copying the leaders. It is important to realize that these growth rates should slow as the countries catch up. An area in which East Asia is investing much of its GDP is in physical capital and education. Compared to the industrial leaders, the East Asian countries have sustained a much higher investme .....

.... supervisor and three staff team members. A physical description of the environment is as follows: a large wooden rectangular table sits in the centre of the room with 12 chairs around it, there are 2 cluttered bookcases along one wall and a large white board along another wall. There are no pictures on the walls and no telephone. The meeting took place after business hours so the building was quiet, empty and very dark. Opening The opening of this interview began with cordial greetings and small talk, as we are all well-acquainted with each other. The purpose of the interview was established and we moved quickly into the b .....